Canadian Dental Care Plan
Affordable Dentistry For All Canadians
The Canadian Dental Care Plan (CDCP) is a program from the Government of Canada designed to make preventive dental care more affordable for Canadians who do not have private dental insurance. If your household income is under $90,000, you may qualify for reduced cost or fully covered hygiene services through this plan.
Household Income and Coverage Levels
Coverage under the CDCP is based on your adjusted family net income, which is assessed through your most recent tax return:
| Adjusted Family Net Income | CDCP Covers | You Cover (Co-payment) |
|---|---|---|
| Under $70,000 | 100% of eligible services at CDCP rates | 0% (you may still face additional fees) |
| $70,000 – $79,999 | 60% of eligible services at CDCP rates | 40% of CDCP rates |
| $80,000 – $89,999 | 40% of eligible services at CDCP rates | 60% of CDCP rates |
Note: Our clinic may charge more than CDCP's established fees. Any additional cost is your responsibility. Always confirm coverage and fees with our office before receiving care.
What Services Are Covered?
The CDCP covers a wide range of preventive services when recommended by a licensed dental hygienist. Some services require preauthorization before treatment. Covered services include:
- Dental cleanings (scaling and polishing)
- Fluoride treatments and sealants
- Oral hygiene assessments and education
- Periodontal therapy including scaling and root planning (limits apply; extra units may require preauthorization)
- Management of gum inflammation, oral lesions, or soft tissue conditions
Note:
Always confirm with our office to see if a service requires preauthorization or may result in out-of-pocket expenses.
Eligibility Criteria
You may qualify for the CDCP if you meet all four of the following conditions:
- No access to dental insurance through work, school, or private purchase
- You and your spouse/partner (if applicable) filed a Canadian tax return for the previous year
- Adjusted family net income is under $90,000
- You are a Canadian resident for tax purposes
If you have dental coverage through a government social program, you may still qualify. The CDCP will coordinate coverage to avoid duplication.
Once You Apply
Once approved, you’ll receive:
- A letter with your CDCP Member ID, start date, and co-payment level
- A member card from Sun Life
- Instructions to book care (appointments must be on or after your benefit start date)
How to Apply
Learn more and apply for the Canadian Dental Care Plan (CDCP) through the Government of Canada’s official website. Learn more or apply here.

